Eliminate Your Bills

Eliminate Your Bills in Queens

Working Bankruptcy & Other Debt-Relief Strategies to Your Advantage

Are your bills piling up? Is your income barely enough to cover the essentials, preventing you from building savings or paying down debt? With today’s criminally high interest rates, debt can accumulate to unmanageable levels in no time, leaving you overwhelmed with financial obligations that you simply can’t meet.

Fortunately, a life of financial struggle is not inevitable. When you bring your case to the Law Office of Seni Popat, our attorney can analyze your situation and determine which debt-relief strategies may eliminate your bills and substantially improve your circumstances.

Begin your path toward financial freedom with help from our Queens bankruptcy attorney. Call (718) 340-3385 or contact us online to schedule your free consultation today!

Our Proven Strategies

Devising an effective strategy requires a thorough, personalized assessment of your situation, extensive knowledge of all available debt-relief laws and options, and refined legal skills. This is exactly what you will receive when you retain the Law Office of Seni Popat, founded by a lawyer who has spent years helping clients overcome financial hardship.

To eliminate your bills, we may use any of the following tactics:

  • Verification of debt. Creditors (from personal loan companies to the IRS) are known to make mistakes. As a result of these mistakes, you might believe you’re responsible for debt that isn’t actually yours to pay. It might even be time-barred, which means your creditor cannot take you to court to obtain a judgment against you. We can help you verify the details of your debt to ensure you never pay anything more than you need to.
  • Bankruptcy. Whether bankruptcy is right for you depends on many factors, including your income, level of debt, assets, and general goals. We can work closely with you to determine whether Chapter 7 or Chapter 13 bankruptcy may alleviate your financial burden through a court-ordered debt discharge.
  • Creditor harassment defense. Some debt collectors violate borrowers’ rights under legislation like the Fair Debt Collection Practices Act (FDCPA). If you’ve experienced creditor harassment, we can hold the debt collector responsible in court, and the compensation we may obtain on your behalf could cover some or all of your debt.
  • Negotiations with creditors. Some creditors are willing to work with borrowers by extending terms, adding late payments to the end of the payment plan, reducing the interest rate, or even settling for less than what you owe.
  • Loan consolidation. While consolidation does not lower your total amount of debt, it does reduce the number of creditors you owe. Instead of paying many different entities, therefore, you can make one single payment over the course of several years. We can help you determine whether consolidation is the right move for you, or whether Chapter 13 bankruptcy may accomplish a similar goal while protecting you from collection attempts.
  • Cutting expenses and maximizing your income. We can help you devise a plan to make certain changes to your financial circumstances. This may involve any of the above strategies in addition to proven budgetary decisions.

When you eliminate your bills, you free up your disposable income for better opportunities, career changes, much-needed vacations, and more. No matter what caused your current financial hardship, you deserve a life free from financial anxiety—and we have what it takes to help. For guidance backed by years of experience, turn to our bankruptcy lawyer in Queens at the Law Office of Seni Popat, P.C.

Give our office a call at (718) 340-3385 or contact us online today. We look forward to assisting you and your loved ones.

Reviews from real clients

  • I had the pleasure of working with Seni Popat. He is a Top Professional!

    “I had the pleasure of working with Seni Popat. He is a Top Professional! I recommend him highly hands down. He's very experienced when it comes to bankruptcy and explains everything in detail when it ...”

    - I Gie – via Google
  • Law Office of Seni Popat is the place to get help.

    “I had debt over 100 thousand in credit cards and loans filing Chapter 7 and thank God for helping me this is a excellent dictator and understanding professional attorney telling everyone who needs a ...”

    - Willie Kornegay - via Google
  • He is very knowledgeable, professional, helpful and was readily available to guide me and advise me through the filing process.

    “I lost my job due to health issues and facing serious financial problems. Credit cards and hospital bills kept piling up and I couldn't sleep. MR.Seni Popat listened to me and advised me on the best ...”

    - James Potter - via Google
  • Seni was absolutely fantastic.

    “Seni was absolutely fantastic. I was super anxious and I had googled for someone that was well known. He came up so I gave him a try. Honestly I do not even write reviews. We met. He responded to me ...”

    - Nicole H. - via Google
  • Mr. Seni Popat is THE BEST bankruptcy lawyer there is.

    “Mr. Seni Popat is THE BEST bankruptcy lawyer there is. He cares for his clients. He goes above and beyond. I was at first very stressed out. After meeting with him it all went away. His office staff ...”

    - Yasmeen Smith - via Google

Reasons we stand apart

  • Calm, Stress-Free Counsel From Beginning to End
  • Every Case is Handled by Attorney Seni Popat
  • Easily Accessible & Always Available
  • Attention to Detail on Every Case


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