Queens Credit Card Debt Collections Lawyer
Experienced Bankruptcy Attorney
Do you have credit card debt? Has your credit card company handed over your case to a debt collection company to pursue payment from you? Before taking any action to resolve your matter, consult our Queens credit card debt collections attorney at The Law Office of Seni Popat.
Fair Debt Collection Practices Act (FDCPA)
The primary federal law that governs debt collection practices in America is the Fair Debt Collection Practices Act (FDCPA). This law covers the collection of credit cards, mortgages, medical debts, and other household debts. It does not cover business debts.
Under the FDCPA, debt collection companies are prohibited from using unfair, deceptive, or abusive practices to collect debts from consumers. When a debt collection agency contacts you, they must provide you with certain information, including the name of the creditor, the amount owed, and your option to dispute the debt.
The FDCPA also includes several specific provisions, including:
- It protects against harassment over the phone or through any other form of contact
- It prohibits disclosure of debts to unauthorized parties
- It bans contact with consumers at unusual times and places
- It grants consumers the right to file a lawsuit against unlawful debt collectors
- It requires debt collectors to contact your attorney instead of you
If you believe a debt collector has violated your rights in any way, contact our legal team immediately for effective legal counsel. We can help you get relief from creditor abuse and harassment.
Get Personalized Legal Counsel Now
Whether you are tired of the debt collectors' excessive attempts at getting payment or you want to challenge the reported debt owed, get in touch with our Queens credit card debt collections lawyer. The Law Office of Seni Popat is ready to help you navigate the debt collection process and ensure that your rights remain protected.
If you feel that you are a victim of unfair or deceptive debt collection practices, we can help right the situation. Contact (718) 340-3385 now for reliable advocacy.
He really went above and beyond through my bankruptcy case.- Jazzy T., via Google
He calmed my nerves before, during, and after the process.- Joseph T., via Google
I would recommend to him everyone.- Fred J., via Google
I’m so confident in Seni, I’d recommend him to anyone needing an attorney.- Andy S., via Google
A lawyer who takes the time to manage all aspects of your case personally.- Julio R., via Google
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