Chapter 13

Queens Chapter 13 Bankruptcy Attorney

Here to Help When You Need It Most

If you are struggling to pay your debts, Chapter 13 bankruptcy may be the solution you need to start regaining control of your finances. Our experienced bankruptcy attorney can guide you through the filing process and help you set up a repayment plan.

Contact the Law Office of Seni Popat at (718) 340-3385 to discuss a way out of debt with our Queens Chapter 13 bankruptcy lawyer.

Benefits of Chapter 13 Bankruptcy

Chapter 13 bankruptcy is best known for enabling individuals and couples to keep their property as they continue to make payments on their debts. Eligible persons must have a regular income and pass the means test.

A typical repayment plan lasts three to five years. The time period is determined based on the individual’s income and is intended to allow him or her to make payments according to what they can afford.

There are several advantages of filing for Chapter 13 bankruptcy, including:

  • Stops collection actions by creditors
  • Ends wage garnishments
  • Prevents foreclosure
  • Allows a person to stay in their home
  • Provides a structured way to repay debts
  • Enables tax debt repayment or even elimination
  • Shows up on a credit report for seven years (three years less than Chapter 7)
  • Allows individuals to reschedule most secured debts

There are, of course, some downsides to filing for this type of bankruptcy. First, while you are in bankruptcy, you will not be able to incur new debt. Also, you are not permitted to sell or transfer any property without court approval. Further, Chapter 13 bankruptcy will remain on your credit report for seven years.

We Can Help You File for Bankruptcy

Although bankruptcy should always be a last resort, the process has changed a lot of people’s lives for the better. When you come into the Law Office of Seni Popat for your free consultation, we can help you understand the advantages and disadvantages of filing for Chapter 13 bankruptcy in Queens.

For answers to questions, reach out to our experienced bankruptcy lawyer at (718) 340-3385 today.

Reviews from real clients

  • He really went above and beyond through my bankruptcy case.

    “Seni is absolutely amazing! He really went above and beyond through my bankruptcy case. I was very nervous not knowing what to expect, so I'm so happy I had the pleasure of having someone as caring as ...”

    - Jazzy T., via Google
  • He calmed my nerves before, during, and after the process.

    “Seni Popat did an excellent job with my bankruptcy, he made the process extremely smooth, not only did he calmed my nerves before, during, and after the process he handled everything with absolute ...”

    - Joseph T., via Google
  • I would recommend to him everyone.

    “Seni is a great attorney. I chose him from other Bankruptcy lawyers because he was more caring at the first consultation and charged a very reasonable legal fee. He got me a discharge for my Chapter 7 ...”

    - Fred J., via Google
  • I’m so confident in Seni, I’d recommend him to anyone needing an attorney.

    “It’s an absolute pleasure writing this review for Seni Popat and his Law Office. My mother looked up Seni and he quickly responded to her calls. He provided all the answers she needed and was quickly ...”

    - Andy S., via Google
  • A lawyer who takes the time to manage all aspects of your case personally.

    “Seni is an amazing lawyer who cares about your case, very pleasant, professional and intimate with your legal matters. He always kept me informed and up to date with my case information along with ...”

    - Julio R., via Google
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Reasons we stand apart

  • Calm, Stress-Free Counsel From Beginning to End
  • Every Case is Handled by Attorney Seni Popat
  • Easily Accessible & Always Available
  • Attention to Detail on Every Case

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