Foreclosure Defense Lawyer in Queens
Protecting Your Home & Your Future
Sometimes unpaid debts can lead to serious, life-altering consequences. If you find yourself in a situation where you cannot pay your mortgage and are facing potential foreclosure, you need qualified legal help, fast.
At the Law Office of Seni Popat, our mission is to make people’s lives better. One way we accomplish this is by helping people keep their homes. By working with our Queens foreclosure defense attorney, you can file for bankruptcy—an action that could prevent your lender from seizing your property, evicting you, and selling your home.
Filing for Bankruptcy Can Stop Foreclosure
There are two types of bankruptcy that could prevent home foreclosure: Chapter 7 bankruptcy and Chapter 13 bankruptcy. Successfully applying for either of these forms of bankruptcy results in the issuing of an automatic stay, which means that all collection activities must stop. This includes the prevention of a lender foreclosing on your home.
How each type of bankruptcy works:
- Under Chapter 7 bankruptcy, an automatic stay provides the borrower an opportunity to catch up on missed mortgage payments. However, failing to take care of the overdue payments can lead to the lender filing a motion to lift the stay. This action will enable the foreclosure to proceed.
- Chapter 13 bankruptcy provides a more structured repayment program for debts. The individual’s mortgage payments are included in the repayment plan and paid off over a period of three to five years. The monthly payment amounts will be determined by the person’s level of income. As with Chapter 7 bankruptcy, failure to make payments can result in the lender lifting the stay and proceeding with the foreclosure.
Is Bankruptcy the Right Option for You?
At the Law Office of Seni Popat, we let our clients know that filing for bankruptcy should be a last resort. Bankruptcy is not right for everyone, though it is the necessary option for many. Consult with our Queens foreclosure defense lawyer to determine whether preventing foreclosure through bankruptcy is right for you.
Call (718) 340-3385 to schedule your complimentary consultation with our caring legal team.
He really went above and beyond through my bankruptcy case.- Jazzy T., via Google
He calmed my nerves before, during, and after the process.- Joseph T., via Google
I would recommend to him everyone.- Fred J., via Google
I’m so confident in Seni, I’d recommend him to anyone needing an attorney.- Andy S., via Google
A lawyer who takes the time to manage all aspects of your case personally.- Julio R., via Google
Calm, Stress-Free Counsel From Beginning to End
Every Case is Handled by Attorney Seni Popat
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