Our Bankruptcy Services

Your New Beginning Starts Here

The decision to file for bankruptcy is never an easy one. However, when all other methods of satisfying one’s financial obligations have been exhausted, it may be your only available option for debt relief.

At the Law Office of Seni Popat, we help individuals take back control of their finances. Our bankruptcy lawyer is ready to walk you through your options for getting the fresh start you so desperately need. From protecting you from debt collectors and creditors to preventing foreclosure, we can help you legally reduce and eliminate the debts that you cannot afford.

Schedule a free consultation with a Queens bankruptcy attorney at the Law Office of Seni Popat, P.C. by contacting us online or calling (718) 340-3385.

How We Can Help

Countless individuals and families in America suffer from the same financial concern: Their debts exceed their income. To put it another way, there is more money going out than there is coming in.

If you find yourself in a situation where your debts continuously increase with no end in sight, our law firm can help.

We offer assistance with several debt relief options, including:

You are likely unfamiliar with most of these options for managing your debt problems. That is why we are here. We can sit down with you to assess your situation, explain the options that are available to you, and help you make an informed decision about how to move forward.

Get the Experienced Legal Counsel You Need

The Law Office of Seni Popat is committed to helping our clients navigate the complex process of recovering from serious debt. We are here to help you get out of your financial distress and work toward a bright future. When you hire our legal team, you can receive the personalized attention that you deserve and benefit from our years of experience handling hundreds of cases.

For quality legal services from A Queens Bankruptcy Lawyer who cares, call (718) 340-3385 today.

Frequently asked questions

  • Q:When should I file for bankruptcy?

    A:The decision to file for bankruptcy is often one of the hardest choices that a person has to make in his or her lifetime. Poor planning can often make the process even harder. It goes without saying that filing for bankruptcy should be a last resort, and should only be done when all other methods of satisfying one's financial obligations have been exhausted. However, if your situation has become so severe that you are in danger of foreclosure, garnished wages or repossessions or are facing debts that you are in no position to pay, putting off the inevitable can have devastating consequences. Procrastination can cost you your car, your wages, and even your home. Filing your case in a timely fashion can spare you these losses.

  • Q:How will the new bankruptcy laws affect me?

    A:The Bankruptcy Abuse Protection and Consumer Protection Act, passed in 2005 puts much stricter guidelines on personal bankruptcy filings. Some of these guidelines include mandatory debt counseling, income limitations on who can and cannot file, and requiring some debtors in higher income brackets to pay off a portion of their debt before allowing them to file. Depending on the amount of money you have, your current income and your personal circumstances, you may not be allowed to file for Chapter 7, which absolves most of your debts. Instead, you may be forced to file for Chapter 13, which requires you to enter into a payment plan. Before filing, it is important that you speak with someone experienced with the bankruptcy laws so that you will have a better idea of what to expect when you file.

  • Q:Will all of my debts be forgiven if I file bankruptcy?

    A:Many people mistakenly believe that filing bankruptcy will “wipe the slate clean" and absolve them of all their financial obligations, but that is not necessarily true all of the time. Even if you file for bankruptcy, you will still need to pay you child support, back taxes, federal student loans or debts incurred as a result of fraud or theft (writing bad checks, for example). If you are not clear on which debts will and will not be discharged, speak with an attorney or reputable credit counselor before filing.

  • Q:What should I know about the bankruptcy hearing?

    A:Not being prepared for the hearing. Failing to show up or properly prepare for your hearing will not buy you more time. If you are not present at the time of your hearing, your case could be dismissed, and you will have to re-file at a future date. In addition, you will also be forced to pay court costs. Not having all of the required forms and documents may result in not getting all of your debts included in the bankruptcy, which means that you will still be responsible for them even after you file. It is very important to arrive for the hearing on time and that you bring all of your supporting documentation, including a detailed list of all of your creditors. You will also need to bring a valid photo ID to the hearing.

  • Q:How much money can I have in my bank account when I file bankruptcy?

    A:Having too much money in the bank. This is a time when it is not good to save. When you file for bankruptcy, anything over $200 in most cases will be seized and used to pay your creditors. If you have a significant amount of money in savings, you may want to consider entering into a payment plan or settlement with your creditors before you file for bankruptcy. This may allow you to save some of your money.

Reviews from real clients

  • I had the pleasure of working with Seni Popat. He is a Top Professional!

    “I had the pleasure of working with Seni Popat. He is a Top Professional! I recommend him highly hands down. He's very experienced when it comes to bankruptcy and explains everything in detail when it ...”

    - I Gie – via Google
  • Law Office of Seni Popat is the place to get help.

    “I had debt over 100 thousand in credit cards and loans filing Chapter 7 and thank God for helping me this is a excellent dictator and understanding professional attorney telling everyone who needs a ...”

    - Willie Kornegay - via Google
  • He is very knowledgeable, professional, helpful and was readily available to guide me and advise me through the filing process.

    “I lost my job due to health issues and facing serious financial problems. Credit cards and hospital bills kept piling up and I couldn't sleep. MR.Seni Popat listened to me and advised me on the best ...”

    - James Potter - via Google
  • Seni was absolutely fantastic.

    “Seni was absolutely fantastic. I was super anxious and I had googled for someone that was well known. He came up so I gave him a try. Honestly I do not even write reviews. We met. He responded to me ...”

    - Nicole H. - via Google
  • Mr. Seni Popat is THE BEST bankruptcy lawyer there is.

    “Mr. Seni Popat is THE BEST bankruptcy lawyer there is. He cares for his clients. He goes above and beyond. I was at first very stressed out. After meeting with him it all went away. His office staff ...”

    - Yasmeen Smith - via Google

Contact our office

Free Consultations Available. Call us at 718-340-3385
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